A tour of Cashvelope: Budgets, Reports, and Calendar

Cashvelope is built around three main views: Budgets, Report, and Calendar. Each one answers a different question about your money, and together they cover everything you need to stay on top of your finances day to day.

Here's a walkthrough of each.

Budgets — where does my money need to go?

The Budgets tab is your planning view. At the start of the month, you create an envelope for each spending category and set a limit. Common ones: Groceries, Dining, Transport, Personal Care, Entertainment.

Each envelope shows a progress bar. Green means you're well within budget. As you get closer to the limit it shifts to amber, then red. When the bar hits 100%, the envelope is full — you've spent your allocation for that category this month.

You can have as many or as few envelopes as you like. If you're just starting out, three to five categories is plenty. You can always add more once you've got the habit of logging expenses.

Report — where did my money actually go?

The Report tab is your review view. It shows the current month (or any past month you select) broken down by week.

At the top: total expenses, total income, your net balance, and your daily average spend. These four numbers give you an immediate read on how the month went.

Below that is the weekly breakdown — a bar chart with one bar per week. You can see at a glance which week you spent the most. Tap on a week and you'll see the individual transactions behind it, categorised and dated.

Most people find the report most useful at the end of the month, when they're deciding what limits to set for the following month. A category you consistently overspend should either get a bigger envelope next month, or become a target to actually reduce.

Calendar — what did I spend on a specific day?

The Calendar tab is your history view. It shows a full monthly calendar, with each day that has transactions displaying the total amount spent.

It's useful for a few things. If you're wondering "did I eat out twice last week or three times?" the calendar makes it immediately visible — you can see transactions grouped by day rather than in a long scrolling list. It's also good for catching duplicate entries or spotting an unusually expensive day you'd forgotten about.

Tap any date to see the individual transactions for that day. You can scroll backwards through months to browse your spending history going back as far as you've been using the app.

Putting it together

The typical usage pattern looks like this: set up your budget envelopes at the start of the month, log expenses as they happen throughout the month (the Home screen's quick-add button makes this fast), and check the Report at the end of the month to inform next month's limits.

Calendar is most useful mid-month when you're trying to understand a specific week or reconcile something. Report is the end-of-month review tool. Budgets is the ongoing guardrail that keeps you from overspending in the moment.

Together they cover the three questions every budget needs to answer: where should my money go, where did it actually go, and what happened on any given day.