Cashvelope
Know what’s left to spend and see all your money in one place.
Log spending in seconds, give your problem categories an envelope-style limit, and watch your whole net worth (cash, savings, investments, home, debts) in one number. No ads. No bank login.
A look inside
Track. Plan. See the whole picture.
Most money apps either look backwards or ask for your bank password. Cashvelope tells you what you can still spend this month, using numbers you enter yourself.
Log it in seconds. No bank required.
Expense, income or transfer on one screen. Cashvelope suggests the category you usually pick at this time of day, remembers recurring bills and records them for you, and keeps up to three receipt photos per transaction. Coming from Mint or another app? Import a CSV.
See what's left before you tap your card.
Give Food, Fun or Shopping a monthly limit like a cash envelope. Each budget shows what’s left, whether you’re ahead of an even pace, and how much a day keeps you on track. It resets itself next month. Trip budgets count only what you add to them. The day-by-day Timeline view is part of Cashvelope Pro.
Every subscription, with the yearly total.
Subscriptions and recurring bills live on one page with a monthly and yearly total, reminders before each renewal, and Cashvelope spots charges that look recurring so you don’t have to hunt for them.
Your net worth, without linking a single account.
Add checking, savings, a brokerage account, crypto, gold, your home or car loan. Cashvelope adds up what you own and what you owe, shows how it changed since last month, and puts your asset allocation on one screen. Update values in one sheet whenever you like. Reports show where your money goes by month or year, and Typical month shows your usual income, fixed costs and flexible spending, and what’s usually left over (Pro).
Your money data, on your terms.
- No ads. Not in the free version, not anywhere.
- No bank login. You enter what you spend; nothing connects to your bank.
- No account needed to start. Sync across devices is optional.
- Take your data with you. Export anytime, and roll back with restore points.
- Lock the app with Face ID or fingerprint.
Free to start. Pro when you want more.
Logging, five budgets, subscriptions, net worth and reports are free, with no ads. Features marked with a crown (budget timeline, 12-month net worth history, Typical month, receipt cloud backup, more than 5 budgets) are part of Cashvelope Pro, an optional upgrade. Anything you create stays yours.
What’s new
See the full changelog →From the blog
All Cashvelope posts →How budgets work in Cashvelope: what's left, your daily pace, and automatic resets
Set a limit once and it resets every period. See what's left, whether you're ahead of an even pace, and how much a day keeps you on budget.
4 min readDigital cash envelopes: how to do cash stuffing without carrying cash
Keep what makes cash stuffing work (a visible, limited amount per category) and move it to your phone. Setup, rules, and what the digital version doesn't do.
5 min readHow to find every subscription you pay for and what they cost in a year
A 15-minute audit to find forgotten subscriptions, add up the yearly cost, and decide what to cancel, plus how to keep the list from growing back.
Frequently asked questions
Still have questions? Contact support
It's free to download, with no ads. Logging, five budgets, subscriptions, net worth and reports are free. A few features marked with a crown are part of Cashvelope Pro, an optional upgrade.
No. Cashvelope doesn't connect to banks. You log transactions yourself or import a CSV.
Envelope-style: each budget is a spending limit for one or more categories that shows what's left and resets every period. Cashvelope doesn't split your paycheck into envelopes or roll leftovers over.
By default, yes. No account required. Sign in only if you want sync across devices.
Yes. Add them as accounts and update their value by hand; Cashvelope shows gain or loss and your net worth. Prices don't update automatically.
Yes. Import a CSV; there's a Mint preset and duplicate detection.
Know what’s left before you spend it
Free to download. No ads, no bank login, no account needed to start.