Cashvelope v2.11: Budget Overhaul — plan smarter, spend with intention
A budget that actually works is one you can set up in seconds and understand at a glance. v2.11 rebuilds budgeting from the ground up.
Budgets existed in Cashvelope before v2.11. But “exists” and “works well” are different things. The old budget system let you set limits, but it did not help you plan, did not tell you where you were heading, and required too much setup to be worth it for most users.
v2.11 is a complete overhaul. Every part of the budget experience was rethought and rebuilt.
Quick-start budget templates
Setting up a budget from scratch means deciding on every category limit one by one. For someone who has never budgeted before, that is an overwhelming blank canvas. Quick-start templates solve it: choose a template — conservative, balanced, or flexible — and the app pre-fills sensible category limits in seconds. Adjust what does not fit, leave the rest. A full working budget in under a minute.
Category spending goals
Each budget now supports per-category spending goals inside the budget itself. Rather than a single total limit, you can set individual targets for food, transport, entertainment, and so on. The budget overview shows each category with a progress bar — how much you have spent against the goal, how much remains, and whether you are on track.
Category goals are optional. If you only care about one total limit, you can ignore the per-category layer entirely.
Budget notes
Every budget now has an optional notes field. Attach context to any plan: the reasoning behind the limits, the goal for the month, a reminder to yourself about a one-off expense that is already accounted for. Notes surface in the budget detail view so the context is there when you need it.
Spending trend card
The trend card is a new element on the budget overview. It looks at your spending rate through the current period and projects where you will finish relative to your budget limit. Spending fast in the first week of the month? The card flags it early. Under budget at the halfway point? It confirms that too.
The projection is simple and honest: current spend divided by days elapsed, extrapolated to the end of the period. No complex modeling, just the trajectory you are actually on.
Budget period selection
Budgets can now be weekly, monthly, or yearly. A monthly food budget is the most common use case. A weekly limit for discretionary spending can be more effective for some habits. A yearly budget for annual expenses — insurance, travel, subscriptions — is a different kind of planning tool. All three are now supported with the same feature set.
Budget tracking status indicator
The budget list on the overview now shows a status indicator per budget: on track, at risk, or over. At risk means you are spending at a pace that will exceed the limit before the period ends. Over means you already have. The indicators are visible in the list without opening any budget, so a scan of the overview tells you immediately if anything needs attention.
“View Report” shortcut
A direct shortcut from any budget to its corresponding report section. If you want to understand the detailed breakdown behind a budget — which transactions contributed, which days were the heaviest — one tap takes you there without navigating through the main menu.
Avatar upload
A small addition outside the budget changes: you can now upload a profile avatar from the settings page. It shows in the account section and personalizes the app for households where multiple people check the same device.