How to read your Cashvelope monthly report
Total expenses, weekly patterns, your highest spending day — here's what each number is actually telling you.
The Monthly Report is where a month of individual transactions becomes a coherent picture. Instead of scrolling through every entry, you see the shape of your spending — the total, the weekly rhythm, and which days drove the biggest numbers. It takes about two minutes to read, and it tells you more than an hour of reviewing transactions would.
Opening the report
Tap Report in the bottom navigation. The report opens to the current month. Use the arrows at the top to navigate to any previous month, or tap the calendar icon to jump directly to a specific month.
The headline numbers
Four numbers sit at the top of the report:
- Total Expenses — everything you spent this month across all categories.
- Total Income — all income logged during the month.
- Net — income minus expenses. A positive net means you spent less than you earned.
- Daily Average — total expenses divided by the number of days. Useful for comparing months of different lengths.
Below these, Cashvelope surfaces an insight: in this example, “Your highest spending day was Mar 1 at $1,915.” This is the kind of thing that would take a long time to find manually but is immediately obvious when the app surfaces it.
The weekly breakdown
The bar chart below the headline numbers divides the month into weeks. Each bar shows total spending for that week. Weeks where you spent significantly more or less than the others stand out immediately — no calculation required.
In March 2026, W1 (March 1–7) shows $2,197 — dramatically higher than the other weeks. Tapping that bar expands it to show the number of transactions and the daily average for that week: 8 transactions, $313.86 per day. That detail helps you understand whether the high week was one big expense or a pattern of daily overspending.
Reading the report at month-end
The most useful time to read the report is the last day of the month, before the new month begins. Look at three things:
- Is the net positive? If expenses exceeded income, which category or week drove it?
- Which week was highest? Was it predictable (rent week, a trip) or a surprise?
- What does the daily average tell you? Is it sustainable, or higher than you expected?
The answers to these questions should directly inform the budget limits you set for next month. A category that ran over every week needs a higher limit or deliberate cuts — not wishful thinking.
Report vs Home vs Calendar
The home screen shows today. The report shows the month as a whole. The calendar view shows individual days. Use all three together: home for a daily check, calendar to investigate a specific day, and the report to close the month.
If the report reveals that a category consistently runs over, revisit your budgets and adjust the limits to match how you actually live.