Budgeting & Finance
Budgeting & cash stuffing
Envelope budgeting, digital cash stuffing, and practical guides for Cashvelope.
Budgeting without linking your bank: how manual tracking works (and when it doesn't)
Why some people budget better by logging spending themselves, how to keep it to a few seconds a day, and when bank sync is the better choice.
4 min read
How to budget by paycheck: biweekly, weekly or monthly pay
Monthly bills, biweekly pay: assign each bill to a paycheck, balance the two halves, and know what's left to spend until the next payday.
5 min read
Digital cash envelopes: how to do cash stuffing without carrying cash
Keep what makes cash stuffing work (a visible, limited amount per category) and move it to your phone. Setup, rules, and what the digital version doesn't do.
4 min read
Fixed vs variable expenses: find out what you can actually cut
Split your spending into fixed, variable and once-a-year costs, work out your typical month, and see which cuts save money every month.
3 min read
How to set a food budget you'll actually stick to (groceries and eating out)
Start from what you really spend, split groceries from eating out, pick weekly or monthly, and check what's left before you order.
4 min read
How to track your net worth without linking a single account
Add up what you own and owe (cash, savings, stocks, crypto, home, car, loans) and watch it change month by month, without handing over any bank logins.
5 min read
How to do a no-spend challenge (and actually finish it)
Pick a length, write your 'allowed' list, track each no-spend day, and decide in advance where the saved money goes. A no-spend challenge that lasts.
4 min read
Sinking funds: how to stop "unexpected" expenses from wrecking your budget
Car repairs, gifts, annual bills: most surprises are predictable. How to list your sinking funds, work out the monthly amount, and where to keep the money.
4 min read
How to stop impulse buying: 7 rules that work at the checkout
The 24-hour rule, a 30-day want list, prices in hours worked, and a fun-money budget: simple rules that catch impulse purchases before you pay.
4 min read
How to find every subscription you pay for and what they cost in a year
A 15-minute audit to find forgotten subscriptions, add up the yearly cost, and decide what to cancel, plus how to keep the list from growing back.
5 min read
How budgets work in Cashvelope: what's left, your daily pace, and automatic resets
Set a limit once and it resets every period. See what's left, whether you're ahead of an even pace, and how much a day keeps you on budget.
3 min read
Backup and sync in Cashvelope: restore points, cloud sync and exports
Start without an account. Turn on sync when you want it on more devices, roll back with restore points, and export everything to a spreadsheet anytime.
2 min read
Track spending day by day with Cashvelope's calendar
See what you spent on every day of the month, your month's totals, and upcoming bills, then tap a day to see exactly where the money went.
2 min read
The Cashvelope home screen: your month at a glance
Income and spending this month, how it compares with last month, your usual flexible spending, top categories and recent transactions, all on one screen.
2 min read
How to read your Cashvelope report and what your typical month looks like
Total spending, a fair comparison with last month, your typical month of fixed and flexible costs, where the money went, and the trends behind it.
2 min read
How to log an expense in Cashvelope in about ten seconds
Tap +, type the amount, pick a category, save. Plus income, transfers between accounts, repeats, trips and receipts, all on one screen.
3 min read